Libre Creditance (libre-creditance.icu) Scam Warning: ASIC Investor Alert

Libre Creditance, operating through libre-creditance.icu, has been reported on Australia’s official MoneySmart Investor Alert List, maintained by the Australian Securities and Investments Commission (ASIC). The alert has also been reported through IOSCO’s International Securities & Commodities Alerts Network (I-SCAN).

The regulatory warning becomes more concerning when compared with what Libre Creditance says on its own website. The platform presents itself as an established investment-technology operation dating to 2017, promotes AI-assisted trading, publishes purported user earnings and, on localized versions of the site, instructs prospective users to fund an account before the algorithm begins operating.

At the same time, another Libre Creditance disclosure says the website is merely a marketing and informational platform, does not provide trading, brokerage or investment services, and may transfer registration information to an unidentified third-party provider.

AssetVault Recovery considers Libre Creditance and libre-creditance.icu a scam investment operation based on the exact-domain regulatory alert and the additional contradictions identified during our investigation. Anyone dealing with the warned website should avoid sending additional money and preserve all payment and communication evidence.

Already paid/invested with libre-creditance.icu? Preserve the payment trail and submit your transaction information for review, and recovery options.

No upfront recovery fees. Fees are payable only after a successful recovery.

ASIC/MoneySmart Reports Libre Creditance

The most important evidence is the Australian regulatory record itself. Australia’s MoneySmart Investor Alert List, maintained by ASIC, identifies Libre Creditance and the exact domain libre-creditance.icu.

MoneySmart explains that entities appearing on its Investor Alert List do not hold a current Australian financial services or Australian credit licence from ASIC and are not allowed to offer investments in Australia.

This exact-domain identification is important. The warning is not being attached to Libre Creditance merely because another business has a similar name. The Australian alert points to the same libre-creditance.icu domain currently promoting the platform online.

The alert has also been reported through IOSCO I-SCAN. I-SCAN circulates securities and investment warnings internationally. This should be understood as international reporting of the regulatory alert rather than a separate enforcement action by IOSCO.

The Website Claims Libre Creditance Was Established in 2017

Libre Creditance attempts to present a lengthy corporate history.

Its company page states that Libre Creditance was established on 15 August 2017. It describes development milestones beginning in 2017 and continuing through subsequent years, creating the impression of an investment-technology operation with almost a decade of history.

The same page lists an office at Gate Tower, Sheikh Zayed Road in Dubai and describes the business as an “investment support technology platform” involved in data analysis and information services.

However, third-party WHOIS-derived domain intelligence currently describes libre-creditance.icu as a recently registered domain. That creates an obvious verification problem.

A young domain does not by itself prove that a business is fraudulent. Established companies can launch new websites. But where an exact domain has already appeared on an official investor alert list, a website claiming years of operating history should be capable of demonstrating a credible connection between that claimed history and the newly observed web presence.

AssetVault encountered a similar need to separate website presentation from independently verifiable history in our Vaulterro investigation, where dates contained in legal material conflicted with the observable domain timeline.

Libre Creditance Gives Different Locations Across Its Website

The geographical presentation also changes depending on which Libre Creditance page a visitor sees.

The main company page identifies an office in Dubai, United Arab Emirates. A German-language company page instead lists Bahnhofstrasse 12, 8001 Zürich, Switzerland.

The contact page goes further, presenting separate offices in São Paulo, Brazil; Tokyo, Japan; and Zagreb, Croatia.

Having international offices is not inherently suspicious. The problem is that consumers are being asked to understand who they are actually dealing with while the website simultaneously presents different locations and describes itself in conflicting ways.

Before transferring investment funds, a customer should be able to identify the precise legal entity accepting the money, its jurisdiction, registration details, regulatory status and the contractual relationship between that entity and libre-creditance.icu.

“Information Only” Versus Instructions to Deposit and Trade

The most striking contradiction appears between Libre Creditance’s disclaimers and its promotional pages.

Its contact page states that libre-creditance.icu is a general informational platform used for marketing. It says the website and its operators do not conduct trading, brokerage or investment services.

It also says information supplied during registration may be shared with a third-party provider that can subsequently contact the user.

Yet Libre Creditance’s localized promotional pages describe a very different experience.

Its Portuguese-language page tells visitors that artificial intelligence analyses markets around the clock. It describes a four-step onboarding process culminating in a R$250 deposit to activate the algorithm, after which users are told to follow their first results within 24 hours.

A Slovenian version similarly tells prospective customers to transfer €250 to activate the algorithm and describes funding an account using cryptocurrency or fiat money. It says withdrawals can be processed to a wallet or bank account.

The obvious question is: if Libre Creditance itself provides no trading, brokerage or investment services, who receives the deposit and who operates the trading relationship?

That question matters because a customer cannot properly evaluate regulatory protection, custody or recovery options without knowing the identity of the actual financial counterparty.

A comparable distinction was important in AssetVault’s Krug Ulagrina investigation, where AI-trading promotion existed alongside disclaimers stating that the website itself did not provide investment services.

The Localized “Earnings” Deserve Particular Scrutiny

Libre Creditance also publishes extraordinary purported user results.

The Brazilian page promotes monthly potential above R$12,000 and displays a table of supposed Brazilian users with results ranging into tens of thousands of reais after two months.

AssetVault found something especially unusual when comparing localized versions.

The Slovenian page presents different names and euros, yet the displayed numerical sequence closely mirrors the Brazilian table. For example, the leading Brazilian figure is shown as 122,078, followed by 99,906 and 84,840. The Slovenian page displays the same numerical sequence—122,078, 99,906 and 84,840—while replacing the people with Slovenian names and changing the currency presentation.

Those figures should not be accepted as independently verified trading performance.

Libre Creditance also publishes testimonials and other localized earnings claims. AssetVault has found no independent evidence establishing that the named people achieved those results through genuine trading.

Investors should distinguish promotional figures from verifiable transactions, just as we did when examining the aggressive return representations in our First Group Holding investigation.

What If Your Libre Creditance Dashboard Shows a Large Profit?

If you already registered and your account displays a substantial balance, do not assume that the number shown represents money that actually exists or can be withdrawn.

The platform controls what its own interface displays.

If you transferred $10,000 and a dashboard later shows $70,000, the independently verifiable starting point is still the $10,000 that actually left your possession.

For cryptocurrency, preserve the transaction hash, receiving wallet address, blockchain network, sending exchange and exact amount. For bank transfers, preserve the beneficiary name, bank, IBAN or account number, SWIFT/BIC information, payment reference and date.

This transaction-first approach is also central to AssetVault’s Infinite Markets investigation: real banking and blockchain records carry more evidentiary value than figures displayed inside a regulator-warned platform.

Do Not Pay Another Fee Simply to Release a Withdrawal

Anyone already dealing with libre-creditance.icu should be particularly careful if a withdrawal suddenly requires another payment.

Do not automatically send money described as a tax, withdrawal fee, AML charge, verification deposit, insurance payment, liquidity requirement, blockchain fee or account-unlocking charge.

Preserve the demand instead.

Save the email or message, receiving bank details or cryptocurrency wallet, invoice, payment instructions and the identity used by the person requesting the money.

The same precaution applies when a platform claims that an additional payment will unlock a much larger balance. AssetVault documented why transaction evidence becomes crucial in our Veld Luxaris investigation, another regulator-reported online trading operation promoting automated technology.

Evidence to Preserve From Libre Creditance

If money has already been sent, preserve the evidence before the website, account access or communications change.

• Bank transfer confirmations and complete beneficiary details
• Cryptocurrency transaction hashes or TXIDs
• Receiving wallet addresses and blockchain networks
• Exchange withdrawal records
• Emails, WhatsApp and Telegram conversations
• Telephone numbers and names used by account managers
• Screenshots of balances and purported profits
• Withdrawal requests and responses
• Requests for additional fees or taxes
• Contracts, invoices and identity-verification documents
• The exact URLs of any additional trading portals reached after registering

Do not delete communications merely because you now believe the operation is fraudulent. Those records may help establish who solicited each transfer, why it was requested and where the money subsequently moved.

AssetVault’s Assessment of Libre Creditance

The regulatory evidence is the central issue. Australia’s MoneySmart Investor Alert List, maintained by ASIC, reports Libre Creditance and the exact libre-creditance.icu domain. The warning has also been reported internationally through IOSCO I-SCAN.

Beyond that warning, AssetVault found a website claiming establishment in 2017 while current domain intelligence describes a very recent domain; multiple international office presentations; localized pages directing users toward deposits and automated trading; a disclaimer saying the operator provides no investment or brokerage services; and purported localized user results displaying strikingly similar numerical patterns across countries.

AssetVault Recovery considers Libre Creditance and libre-creditance.icu a scam investment operation. Prospective users should not send money to the warned operation. Existing users should stop making additional payments and preserve the real transaction trail.

Need Assistance With a Libre Creditance Payment?

If you already transferred money or cryptocurrency after registering through libre-creditance.icu, the priority is establishing where your real funds went rather than relying on the balance displayed online.

👉 Request a confidential case assessment

👉 Submit your Libre Creditance transaction information for review

AssetVault Recovery treats submitted case information confidentially. Blockchain tracing and transaction analysis can help establish movement of funds, but no investigation can guarantee recovery.

No upfront recovery fees. Fees are payable only after a successful recovery.

Disclaimer

This investigation is provided for scam-awareness, investor-education and informational purposes. Australia’s MoneySmart Investor Alert List, maintained by ASIC, reports Libre Creditance and libre-creditance.icu. The alert has also been reported through IOSCO I-SCAN; that circulation should not be interpreted as a separate IOSCO enforcement action. Statements concerning Libre Creditance’s history, offices, services and user results discussed above are representations appearing on its website and are distinguished from regulator findings. AssetVault Recovery’s conclusion that libre-creditance.icu is a scam investment operation is its independent assessment based on the regulatory warning and additional evidence reviewed. AssetVault Recovery is not a financial regulator, law-enforcement authority or court, and case assessment or blockchain tracing does not guarantee recovery.