Solvancy Finanz (solvanance.com): FMA Warns Against Loan Transactions

Solvancy Finanz, operating through solvanance.com, has been named in an official warning from the Austrian Financial Market Authority (FMA). The regulator states that the provider is not authorised to conduct banking services requiring a licence in Austria and is not permitted to conclude money-lending agreements or extend monetary loans.

The warning was released on 23 September 2026 and identifies Solvancy Finanz as apparently having its registered office in France. The domain published by the regulator is solvanance.com—a spelling that should be preserved exactly when checking transactions, emails, documents or other evidence connected with the operation.

Based on the exact-domain regulatory warning and the unauthorised lending activity identified by the regulator, AssetVault Recovery considers Solvancy Finanz / solvanance.com a scam operation. Anyone who has already paid money in connection with a proposed loan should stop further payments and preserve the complete financial and communication trail.

Already paid/invested with solvanance.com? Preserve the payment trail and submit your transaction information for review, and recovery options.

No upfront recovery fees. Fees are payable only after a successful recovery.

FMA Says Solvancy Finanz Is Not Authorised to Provide Loans

The Austrian Financial Market Authority (FMA) identifies the provider as:

• Name: Solvancy Finanz
• Website: solvanance.com
• Registered office: apparently in France

The FMA states that Solvancy Finanz is not authorised to conduct banking services requiring a licence in Austria. In particular, the provider is not permitted to conclude money-lending agreements or extend monetary loans under Article 1(1)(3) of the Austrian Banking Act.

The warning was published under Article 4(7) of the Austrian Banking Act. The FMA explains that anyone providing banking, financial or securities services in Austria requires the necessary authorisation or licence.

The regulator’s wording concerning France should also be read carefully: it says the registered office is apparently in France. AssetVault therefore does not treat that location as independently established corporate information.

For someone who has already dealt with Solvancy Finanz, the central fact is more immediate: the exact website solvanance.com has been identified by the regulator in connection with lending activity that the provider is not authorised to conduct in Austria.

Already Paid Money in Connection With a Solvancy Finanz Loan?

A person seeking a loan may be asked for personal and financial information before any money is supposedly released. If you dealt with Solvancy Finanz and have already transferred money, preserve the evidence surrounding the proposed loan and every payment you made.

Important records can include:

• the original loan offer or advertisement;
• loan applications and agreements;
• documents stating the proposed loan amount and repayment terms;
• bank transfer confirmations and statements;
• beneficiary names, account numbers and IBANs;
• receiving-bank and SWIFT/BIC information;
• card-payment records;
• cryptocurrency TXIDs and wallet addresses if crypto was used;
• emails and messaging conversations;
• telephone numbers used by representatives;
• invoices or requests for payment;
• screenshots of customer portals or account information; and
• identification or financial documents you supplied.

Preserve the original files where possible rather than keeping only cropped screenshots. Emails, document metadata, payment references and complete conversations can help connect individual transfers with the people and payment destinations involved.

AssetVault has seen the importance of following actual financial records rather than relying on representations made by unauthorised providers in other regulatory investigations, including Corpholding Inc. and Divine Group Limited.

Be Especially Careful About Payments Before a Loan Is Released

The FMA warning does not state that Solvancy Finanz demanded advance fees from individual consumers. AssetVault therefore does not attribute any particular advance-fee scheme to the provider without evidence from an individual case.

However, if you were promised a loan and subsequently asked to make payments before the funds could be released, those requests are highly relevant to reviewing what happened.

Preserve any demand described as an application charge, processing cost, insurance payment, tax, security deposit, administration charge, transfer fee or other condition that supposedly had to be satisfied before receiving the promised funds.

Do not assume that another payment will cause an already-promised loan to be released. If repeated payments have been requested, document them chronologically and match each request with the corresponding bank, card or cryptocurrency transaction.

For example, if a representative first requested a payment to one beneficiary and later supplied a different beneficiary account, preserve both. Changes in receiving accounts can become significant when reconstructing the movement of money.

The same principle—preserving the real transaction trail when a financial service cannot be independently verified—is relevant across other regulator-listed cases, including AssetVault’s investigation of Cover Your Bubble.

Protect the Personal Information You Already Supplied

People applying for loans commonly provide sensitive documents such as identification, proof of address, bank statements, employment information and other financial records. If you supplied such material through solvanance.com or directly to someone representing Solvancy Finanz, make a record of exactly what was provided and when.

Keep copies of the documents and the correspondence through which they were requested. If you supplied payment-card details, online banking information or other credentials that could expose an account to unauthorised access, contact the relevant financial institution promptly and follow its security procedures.

Do not send additional identity documents merely because somebody claims they are required to complete a release of funds. Any new request should be independently assessed, particularly after the regulatory warning concerning the provider.

AssetVault Recovery Assessment

The regulatory evidence concerning Solvancy Finanz is straightforward. The Austrian Financial Market Authority (FMA) identifies Solvancy Finanz and the exact domain solvanance.com.

The FMA states that the provider is not authorised to conduct banking services requiring a licence in Austria and specifically says it is not permitted to conclude money-lending agreements or extend monetary loans.

Based on this exact-domain regulatory evidence, AssetVault Recovery considers Solvancy Finanz / solvanance.com a scam operation and advises consumers not to send additional money.

Anyone who has already paid should concentrate on preserving the evidence that exists outside the website: bank transfers, beneficiary information, card records, cryptocurrency transactions, loan documents, payment instructions and communications. These records provide the foundation for reconstructing where money was actually sent.

Consumers should also be cautious about subsequent approaches from anyone claiming that money lost through a financial platform has already been recovered and can be released after another payment. AssetVault has addressed this secondary risk in its Crypto AMF email scam alert.

Need Assistance?

If you have already sent money connected with Solvancy Finanz or solvanance.com, preserve your bank records, payment instructions, loan documents, communications and any cryptocurrency transaction information before access to them changes.

Contact us for a confidential case assessment and have your Solvancy Finanz transaction trail reviewed.

No upfront recovery fees. Fees are payable only after a successful recovery.

Disclaimer

This article is based principally on the official warning published by the Austrian Financial Market Authority (FMA). The FMA identifies Solvancy Finanz and solvanance.com and states that the provider is not authorised to conduct banking services requiring a licence in Austria and is not permitted to conclude money-lending agreements or extend monetary loans. The regulator describes the provider’s registered office as apparently being in France. AssetVault Recovery’s characterization of Solvancy Finanz / solvanance.com as a scam operation is its independent assessment based on this regulatory evidence. Individual circumstances may differ. This article is provided for fraud-awareness and informational purposes and does not constitute legal or financial advice.